Health Insurance for Foreigners

Since mid-August, foreigners who live in Udon Thani Muang district have the opportunity to join the Thai national health insurance scheme. The decisive criterion is fixed residence, which must be demonstrated by the production of a yellow house book. If you are married to a Thai, it seems that you will not necessarily need to produce a yellow house book. You can apply for the Insurance scheme by producing your spouse, marriage documents, and blue house book. If the spouse does not go with you, then the yellow house book is mandatory.

[update 16th July 2014]

The national health insurance scheme for foreigners will not be continued after the current policies expire, although immigrants from ASEAN countries will still be able to get government insurance.


[update 22nd November 2013]

Unfortunately, even after the specification issued from Bangkok, whom the state health insurance scheme for foreigners shall include this is still uncertain in Udon Thani. Today we learned Udon has as yet no rules as to who is entitled to have insurance, unlike in Chiang Mai, where the details have already been clearly identified. It seems that in Udon Thani everything is still in the dark.
 Read the full news from 22.11.2013 on Udon News

[/ update]

[update 11th November 2013]

We've been told today that the "Health Card For Uninsured Foreigners" should apply to all foreigners living in Thailand. This includes also farang. Applicants should wait until the middle of next week before they go to their relevant state hospital to apply for the insurance as it will take the hospitals a while to implement the new order. Once we've found out that once again requests are processed in Udon Thani, we will report it here.


[Update 28th October 2013]

Despite the fact that we were told on Friday that Udon Hospital would be accepting applications for the health scheme from foreigners, we have found out today that they still aren't! Instead they are told to write in to join a waiting list. We will keep enquiring about this problem until it is resolved satisfactorily.


[Update 25th October 2013]

With immediate effect all foreigners living in Udon Thani including farangs can sign up for the Health Card For Foreigners scheme at Udon Hospital at Nong Prajak again.


We have today - 24th October 2013 - received an interesting comment, then phoned the insurance company in Bangkok.

The insurance company is the HIGTHAI - We have requested clarification from the company about for whom the insurance is intended. We were told that the insurance was designed for foreigners, regardless of their nationality, thus also for farangs!

Furthermore, we asked whether hospitals would have a quota , which would limit the intake of insured. They told us that there were no limits as to numbers.

Our contact has allowed us to publish their phone number in this article. If applicants are rejected at the hospital, then they could ask the hospital staff to ring this number; "the number is no longer valid", and clarify with HIGTHAI that they should be entitled to apply.

Health Card For Foreigner Udon Thani Information

On applying for the insurance you will be subjected to a comprehensive health check at Udon Hospital next to Nongprajak Park. The entire procedure for application works as follows:


Take with you your yellow house book, passport, and if applicable, marriage certificate and identification documents of your spouse. If you can read, write and speak Thai well, then you can make the application process alone. If not, you will need to take a Thai speaker to help.

1. At the main entrance of the hospital ask where to find the room to apply for insurance. To describe the way here would be too difficult!

2. Once there, express your desire to join the insurance scheme.

3. You will be given a registration form, which is predominantly filled in in Thai. Also your photo and fingerprints will be taken. Once you have completed the form, you get a docket where the various stations are listed that you work through.

4. At the first station you now pay 2,800 baht, 2,200 for one year's insurance and 600 for your medical check. For children the insurance costs 365 baht and no health check is required.

5. At the next station, your blood pressure is measured and you will be asked about any medical conditions and allergies. In addition, your weight and height are recorded.

6. At the next station you give blood and urine samples for further investigation.

7. At the next station, the upper body is X-rayed, the images to be collected 30 minutes later at the same station.

8. Take the X-rays back to the station where your blood pressure was measured.

9. There you wait as all the results of the various tests are collated, and then you will meet a doctor to discuss any issues.

10. Lastly you return to the desk where you originally made your application to receive your insurance card.

Health Card For Foreigner Udon Thani

If any health problems were identified in the investigation, you may get an appointment for the next day for further clarification or appropriate medication. In our case today antihypertensive medicine was prescribed, and, in another case, an appointment was made with a specialist at the hospital for the next day. In any case, you get the insurance card. Exclusion criteria are the presence of prohibited toxic substances (drugs) in the blood and / or urine, alcoholism, syphilis infection and tuberculosis. If you turn up with any amount of alcohol in your blood, you will probably be rejected. People with diabetes, HIV, heart disease, etc. will still be admitted to the scheme. The whole process takes up to a day (7 hours), so you should take a book or something else to pass the time.

The policy covers the cost of all medical treatments and prescribed medication in Udonthani Hospital, including cancer and HIV therapy! The cost to stay in the hospital in a ward is charged 350 baht per day (excluding food). For 700 baht per day you can stay in a private room, and for 1,500 baht per day you can have a VIP room. The insurance is valid for one year. For the renewal the same health check is required.

The insurance should be valid and available in all Thai provinces, and the fee will be the same. We expressly point out that we can only report on experiences from Udon Thani, where applicants could ensure success. We'd be happy to hear reports from other provinces, in the comments section below.

In this information booklet the insurance conditions are listed (in Thai). The second page is a part of the ministerial decree about the new scheme.

Here you can download the full decree (in Thai).

Click here for the application form.

posted on: 22.11.2013 - last update on: 14.02.2016

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User comments

At 03/01/2016 - 15:48 wrote guest
Now, a little more than two years since the previous post, has anything improved?
At 06/14/2014 - 16:08 wrote guest
2200 Baht is not quite right, it was 2800! 2200 plus 600 baht examinations....
and that they may contact all expats...belongs in the fairy-range..
and at least, it seems to be anything else then nationwide!
At 02/21/2014 - 18:32 wrote the Udon-News-Team

Thanks for the information! It's astonishing how the Thai administration managed this health scheme or insurance to end up in a complete mess!

At 02/21/2014 - 17:55 wrote guest
Government Health Care Plan for Foreigners (Expats) - CANCELLED

I just returned from Nakorn Ping Hospital in Chiang Mai to check on my X-rays.

After they checked me in and sent me to a couple of windows, they told me to go to Window 15.

Here I was informed that the Department of Ministry sent a notice out to all Govt Hospital Nationwide advising that there was a misunderstanding about the Govt Health Insurance for Expats.

Expats do not qualify for the plan.

They were very nice and apologetic, but told me if I wanted to use their services today I would have to pay for it.

They will be contacting all Expats who signed up for the plan and inform them how they can obtain a refund of the 2200 baht we paid for the Insurance.
At 02/07/2014 - 15:10 wrote guest
Hi been to ubon hospital today single farang with thai gf.paid 2800 baht 8.30 am13.30 walked out with health card full medical .Inc x.ray.blood.urine .blood pressure. Heart check.would have been 4 hours but close for lunch.. great for farang but be warned if you travel around thailand the card only covers you for the hospital you were screened
At 01/08/2014 - 10:33 wrote the Udon-News-Team

Udon Thani stopped accepting applications for the health scheme shortly after they had started the insurance last year. Their reason was that they could not accept more than 200 Farangs to the insurance.

At 01/08/2014 - 09:26 wrote guest
Is the Hospital in Udon Thani still accepting applications for the Govt Health Insurance for Expats? The reason I'm asking is because the Hospitals in Chang Mai stopped accepting new applications last month (1st week of December).

I'm just checking if Chiang Mai is the only provence not accepting new applications now

Udon Thani
At 11/08/2013 - 15:51 wrote guest
On 6 November 2013, the Government Office sent letters out to all hospitals in Thailand, so all hospitals have now been told this new ... old insurance law in writing.

It should be true that all Farangs also the white farangs should be able to get this insurance.

Should there be any problems, because they are suppose they are as usual going to be one a week before everyone at the hospitals have been reading the text as it is meant to be.

I now have problems with my administrator at my hospital, but after I gave him the phone number which I have previously referred to ...

He lost face but I will be giving my card....
At 11/02/2013 - 21:27 wrote the Udon-News-Team

We don't know about any details of this health scheme except the ones we've published in our article so far. If we come across anything else we will update the article as soon as possible.

At 11/02/2013 - 15:30 wrote guest
Someone asked the following..

How much this insurance will pay the hospital in case of motorcycle accident?
There is a maximum?

Do you thing a Thai have a maximum on this.... If the Thai have a maxium you have the same....
At 11/02/2013 - 14:23 wrote guest
I am sorry to say that, but that is what happening in Thailand all the time..

Someone like you and others do not do...

To the rejected one..

I would still say... Make them Call the number and hopefully Udon will accept you...

The problem is most of the time, that this people at the hospitals, they do not want to accept the facts, and if they say no, THAT IS A NO...

I would say, that you as a Farang do not have to accept that...

Fight this people so they understand that they can not just ride you like a horse...

Have a nice weekend everyone up in the north east of Thailand, and do not let this no..noes tell you what to do... because the law is clear... on this matter..
At 11/02/2013 - 00:13 wrote the Udon-News-Team

Thanks for your detailed explanations! After we've read your info about the current status quo regarding the Health Card for foreigners, we rang the number you've mentioned in your comment. The very friendly officer of HIGTHAI told us that generally all farangs should be entitled to join the health scheme. Answering our question why at Udon Hospital they currently do not accept applicants, he said that he didn't know the reason for this behaviour. But he also couldn't give any advice for applicants who had been refused.

At 10/31/2013 - 08:48 wrote guest
On this phone number 025 901 565, they can answer all your questions. It took most of the morning, and all the top executive was involved to be 100 procent shure of this new law.

They went back with the following results ..

Unfortunately, they had not managed to get the new law out to all hospitals, but this should be done within the next 14 days.

There's no doubt that also white farangs can be covered, and many hospitals will in the future be forced to accept that. I know they do not like, because Farangs in thai heads have enough money to pay for themselves.

I do not understand why the hospitals are not aware of this new law, and if you have problems, they could just call this number. 025 901 565 and any problems should be solved.

The phone number you have on the page 025 901 580 that is a phone number to a FAX machine.

We just have to hope that everybody is treated equally, but it is Thailand, so all can be happening as always.

Sorry for my confusing mail before, but hope now, that everything i clear.. and I am looking forward to recieve my health card soon, because here in the central of Thailand or should I say my province we have no problem.

have a nice day...
At 10/30/2013 - 18:19 wrote the Udon-News-Team


thanks for your comment! Can you please let us know who gave you these information! Thanks in advance and kindest regards


At 10/30/2013 - 14:26 wrote guest
Sory for my english... That you have to agree upon,,, but hope you understand..
At 10/30/2013 - 14:23 wrote guest
News this morning about insurance.after talking to the office concerning this matter.

Right now there are started to send the new law about this insurance out to ALL hospitals in Thailand , so they expect to ship in 1-2 weeks, ALL hospitals the have it.

And then ALL Farang... also us whites get the insurance, BUT before hospitals have this letter from the official in Bangkok, there are some hospitals that says NO! ! ! ! !

Okay it's Thailand, so that would reach every hospital in 1-2 weeks.

So think that's it for now , that is to wait a bit in all hospitals are undated about the change in terms of us White also ..

So if it's not just water out of the ear , the future looks , after all, little lights out ..

PS: They said that because og the hospitalt there are now providing the insurance to Farang, that is because it is the hospitals they already have sent the paper to when it takes place continuously .

Look positive for the future, because we now got something you and I never in the past would have had think could be happening...
At 10/25/2013 - 12:06 wrote the Udon-News-Team

Road accidents might be compleatly excluded from coverage but to be honest, we don't know!

At 10/25/2013 - 10:03 wrote guest
How much this insurance will pay the hospital in case of motorcycle accident?
There is a maximum?
At 10/23/2013 - 13:14 wrote guest
You can tell your readers on this site, if they are rejected, they just point the administration to this phone number in Bangkok 025 901 565. This office at the Ministry in Bangkok, they will confirm that this insurance is for everyone.. all farangs, and insurance will be provided.

Should any Farang in Udon Thani be rejected, refer to the above telephone number, and demand they call.
At 10/22/2013 - 16:14 wrote the Udon-News-Team

We've been told that Udon Thani Hospital will not accept any further applications for the Health Card by "farangs". That's all we can tell about this.

At 10/22/2013 - 12:36 wrote guest
no further requests, will that mean, that from now on no more request will be approved by the hospitals. I have been approved by my local hospital, who called the ministry of health i Bangkok and got there approval before i payed. I should get my card in 14 + 21 days, so looking forward to see if the cancelled all they already have approved individuals.

Someone traslated this from the government for me, and he said, that there is no indication from the government saying that only people from Burma, Laos and other asien should be the only Farangs who van apply for this health insurance...

I would like to hear from other in the same situation as I...
At 10/21/2013 - 20:21 wrote guest
I go today to hospital. One loket and 2 loket information loket 3 Blood oke then floor fifth. Pity I live in Kumphwapi; not good sorry.
Information; we foreigners have not 2 days; then quote is full. We have 190 foreigners with help. The rest is for Laos, Myamar, etc. For work in Thailand.
Han Wijnands
At 10/07/2013 - 17:32 wrote the Udon-News-Team

The linkt to the decree isn't from our own site and has been up and down sereval times for the past few days. This might just be due to a high numbers of clicks.

At 10/07/2013 - 16:11 wrote guest
Full degree PDF is offline

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